Accredited investors only · Reg D Rule 506(c) · Return not guaranteed · Read the Offering Circular

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Talk with the capital team: (541) 743-2906

A private fund of thousands of small auto loans with a 10.125% preferred return a year, paid out monthly. For accredited investors.

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Accredited investors only · Reg D Rule 506(c) · Returns are not guaranteed

Monthly statementIllustration

Distribution, paid the 15th

$843.75

on $100,000 at the 10.125% preferred return

  • Oct 15$843.75
  • Sep 15$843.75
  • Aug 15$843.75

Not guaranteed. Returns depend on loan performance.

Three steps. One monthly distribution.

  1. Pam Hoepfl, Director of CapitalPam Hoepfl
    Director of Capital
    Intro callWeekday, your time
    1

    Talk with us.

    A call with the capital team about your goals and whether the Fund fits.

    • Accredited investor verified
    • Subscription Agreement signed
    • Accepted by the General Partner
    2

    Get verified and subscribe.

    We confirm you are accredited, then you sign the Subscription Agreement.

  2. Next distribution

    Nov 15

    Direct deposit, or reinvest

    3

    Get paid on the 15th.

    Distributions by direct deposit each month, or reinvested for growth.

See what your money could earn.

Enter an amount to estimate a monthly distribution at the 10.125% Preferred Return.

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Minimum $50,000.

Estimated monthly distribution

$843.75

An illustration, not a promise: the return depends on loan performance and may be lower.

Look past the rate.

What you own, how it has performed, the terms, and the people accountable for it.

Thousands of small loans.

Loans of $10,000 to $15,000 bought from local dealers. A pool approaching 5,000 loans, over 10,000 acquired to date.

One dot = one loan$10k–$15k each
See the analytics

A track record on one scale.

Base return rose from 8.9% to 9.5% as the Fund bought smaller, shorter loans. The General Partner covers the difference to the Preferred Return.

Base + DPS = 10.125%Past performance
See the performance

Terms, without the fine print hunt.

The terms most investors ask about first.

  • Minimum investment$50,000 (50,000 units at $1.00); add any amount after that
  • Preferred return10.125% a year, distributed monthly
  • DistributionsDirect deposit on the 15th, or reinvested automatically
  • Lock-up12 months
All the terms

People you can call.

Founders with over 60 years in lending and the automotive industry.

Meet the team

The numbers investors ask about

10.125%
Preferred return, paid monthly*
$50,000
Minimum investment
10,000+
Auto loans acquired to date
$150M+
Managed by the founders across their funds

*Not guaranteed. Returns depend on the payment performance of the loans and may be lower. See the Offering Circular.

Clear answers before you call.

All 18 questions

What is my financial commitment?

The minimum commitment is $50,000. The maximum is $10,000,000. After your initial $50,000 purchase, you can add any amount at any time.

May I use my IRA to invest in Steel Returns?

Yes, and many do, using a custodial company. Our Investment Team will help facilitate this simple process.

What will my return be?

The Fund has a Preferred Return of 10 1/8 % annually.

The Preferred Return is the amount the General Partner anticipates distributing to all Limited Partners on a monthly basis, after all costs and fees have been satisfied. Any amount over the Preferred Return will be split evenly between the General Partner and the Limited Partners on an annual basis.

While the Preferred Return is 10 1/8 %, the return to the Limited Partners is dependent on the payment performance of the loan receivables acquired by The Fund. It is possible the return will be less than 10 1/8 %. The General Partner’s goal for The Fund is to maximize Limited Partners returns while protecting their principal.

It should be noted the General Partner is acquiring receivables with high interest rates and higher risk. The projections, repossession costs and fees have been taken into consideration and accounted for while still returning a preferred return of 10 1/8%.

When do I get the earnings on my investment?

Limited Partner distributions are disbursed via direct deposit on the 15th of the month, unless you direct the General Partner to reinvest your distributions automatically. You can make this selection in the offering documents if you decide to reinvest.

If I want to withdraw from The Fund and get my money back, how does that work?

The Limited Partnership Agreement allows for withdrawal, however, the units are a long-term investment. If you want your funds 100% liquid, this model is not for you. You can review the withdrawal guidelines in Section 9 of the Limited Partnership Agreement.

Pam Hoepfl, Director of Capital

Talk with Pam Hoepfl.

Director of Capital. Over 700 investors, all by word of mouth.

Call the office: (541) 743-2906

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